Monday, April 16, 2007

BASICS OF IMMUNOLOGY


A site that is ideal for those who want to know about and understand the basics of immunology.

it gives very nice animations that makes understanding more effective.

very useful for the 2nd year medical student and also non medicos as it is simple and effective!

the site also deals in a simple way about cells involved, immune responses, role of immunity in disease and many more

have a look.......!

Thursday, April 12, 2007

A BEAUTIFUL PRAYER


I asked God to take away my habit.
God said, No.
It is not for me to take away, but for you to give it up.
I asked God to make my handicapped child whole.
God said, No.
His spirit is whole, his body is only temporary
I asked God to grant me patience.
God said, No.
Patience is a byproduct of tribulations; it isn't granted, it is learned.
I asked God to give me happiness.
God said, No.
I give you blessings; Happiness is up to you.
I asked God to spare me pain.
God said, No.
Suffering draws you apart from worldly cares and brings you closer to me.
I asked God to make my spirit grow.
God said, No.
You must grow on your own! , but I will prune you to make you fruitful.
I asked God for all things that I might enjoy life.
God said, No.
I will give you life, so that you may enjoy all things.
I ask God to help me LOVE others, as much as He loves me.
God said...Ahhhh, finally you have the idea.

May God Bless You!!

Monday, April 9, 2007

How e-banking can ease your life

Penalty due to non-payment of bill is not new to anyone of us. And quite obviously, who likes the long procedure of writing a cheque, standing in a long queue and then ensuring that the particular amount is available in your bank account?
Similarly, Mr Sharma, who is on business tour for at least 25 days a month, finds it difficult to clear his dues on time because of his busy schedule.
He, like many of us, was possibly not aware of the online services, banks are offering these days.
With just a click, all his dues would have been cleared long back. However, it's never too late to mend.
Indian banks are trying to make your life easier. Not just bill payment, you can make investments, shop or buy tickets and plan a holiday at your fingertips. In fact, sources from ICICI Bank tell , "Our Internet banking base has been growing at an exponential pace over the last few years. Currently around 78 per cent of the bank's customer base is registered for Internet banking."
To get started, all you need is
a computer with a modem or other dial-up device,
a checking account with a bank that offers online service and
the patience to complete about a one-page application--which can usually be done online.
You can avail the following services.
Bill payment service
Each bank has tie-ups with various utility companies, service providers and insurance companies, across the country. You can facilitate payment of electricity and telephone bills, mobile phone, credit card and insurance premium bills.
To pay your bills, all you need to do is complete a simple one-time registration for each biller. You can also set up standing instructions online to pay your recurring bills, automatically. One-time standing instruction will ensure that you don't miss out on your bill payments due to lack of time. Most interestingly, the bank does not charge customers for online bill payment.
Fund transfer
You can transfer any amount from one account to another of the same or any another bank. Customers can send money anywhere in India.
Once you login to your account, you need to mention the payees's account number, his bank and the branch. The transfer will take place in a day or so, whereas in a traditional method, it takes about three working days. ICICI Bank says that online bill payment service and fund transfer facility have been their most popular online services.
Credit card customers
Credit card users have a lot in store. With Internet banking, customers can not only pay their credit card bills online but also get a loan on their cards. Not just this, they can also apply for an additional card, request a credit line increase and God forbid if you lose your credit card, you can report lost card online.
Railway pass
This is something that would interest all the aam janta. Indian Railways has tied up with ICICI bank and you can now make your railway pass for local trains online. The pass will be delivered to you at your doorstep. But the facility is limited to Mumbai, Thane, Nashik, Surat and Pune. The bank would just charge Rs 10 + 12.24 per cent of service tax.
Investing through Internet banking
Opening a fixed deposit account cannot get easier than this. You can now open an FD online through funds transfer. Online banking can also be a great friend for lazy investors.
Now investors with interlinked demat account and bank account can easily trade in the stock market and the amount will be automatically debited from their respective bank accounts and the shares will be credited in their demat account.
Moreover, some banks even give you the facility to purchase mutual funds directly from the online banking system.
So you need not worry about filling those big forms for mutual funds, they will now be just a few clicks away. Nowadays, most leading banks offer both online banking and demat account. However if you have your demat account with independent share brokers, then you need to sign a special form, which will link your two accounts.
Recharging your prepaid phone
Now you no longer need to rush to the vendor to recharge your prepaid phone, every time your talk time runs out. Just top-up your prepaid mobile cards by logging in to Internet banking. By just selecting your operator's name, entering your mobile number and the amount for recharge, your phone is again back in action within few minutes.
Shopping at your fingertips
Leading banks have tie ups with various shopping websites. With a range of all kind of products, you can shop online and the payment is also made conveniently through your account. You can also buy railway and air tickets through Internet banking.
Internet banking versus traditional method
Inspite of so many facilities that Internet banking offers us, we still seem to trust our traditional method of banking and is reluctant to use online banking. But here are few cases where Internet banking will turn out to be a better option in terms of saving your money.
'Stop payment' done through Internet banking will not cost any extra fees but when done through the branch, the bank may charge you Rs 50 per cheque plus the service tax.
Through Internet banking, you can check your transactions at any time of the day, and as many times as you want to.
On the other hand, in a traditional method, you get quarterly statements from the bank and if you request for a statement at your required time, it may turn out to be an expensive affair. The branch may charge you Rs 25 per page, which includes only 30 transactions. Moreover, the bank branch would take eight days to deliver it at your doorstep.
If the fund transfer has to be made outstation, where the bank does not have a branch, the bank would demand outstation charges. Whereas with the help of online banking, it will be absolutely free for you.
As per the Internet and Mobile Association of India's report on online banking 2006, "There are many advantages of online banking. It is convenient, it isn't bound by operational timings, there are no geographical barriers and the services can be offered at a miniscule cost."
Security Precautions
Customers should never share personal information like PIN numbers, passwords etc with anyone, including employees of the bank. It is important that documents that contain confidential information are safeguarded. PIN or password mailers should not be stored, the PIN and/or passwords should be changed immediately and memorised before destroying the mailers.
Customers are advised not to provide sensitive account-related information over unsecured e-mails or over the phone. Take simple precautions like changing the ATM PIN and online login and transaction passwords on a regular basis. Also ensure that the logged in session is properly signed out.

AUTOBIOGRAPHY OF A YOGI-paramahansa yogananda



Autobiography of a yogi is a unique book of its kind as
as far as i know no yogi has written a book on himself!!
swamiji narrates his life journey which thrills spiritually intrested people.
he has described about his family ,his guru sri yukteswar giri and many saints/sadhus whom he met
like- perfume saint- who could create any fragrance at his will,
tiger swami, levitating saint, sleeples saint,never-eating woman yogi and many more.....
what impressed me the most is the conversation between swamiji and his guru(after the death of guru) that explains about life after death in an easily understandable manner....
swamiji wants us not to be dogmatic but to experience GOD ourself!!
his american visit and other details also are narrated.
THIS IS A TREAT FOR SPIRITUAL LOVERS!
price Rs 125/ but really a treasure!!

Saturday, April 7, 2007

SAUDI LOOKS FOR DrS

THIS ONE FOR THOSE WHO ARE INTRESTED IN GULF JOBS
WISHING GOOD LUCK!!
Required for MINISTRY OF HEALTH, KINGDOM OF SAUDI ARABIA
Medical-surgical consultants,specialists&resident Drs with min. 3 yrs experience.
all specialities can apply
those intrested send biodata,copies of pasport,education,exp.certfcates along with non refundable regn charge by dd for rs 1,020/- favouring
OVERSEAS MANPOWER CORPORATION LTD-payable at chennai before 25april2007

THE CHAIRMAN AND MANAGING DIRECTOR,
OVERSEAS MANPOWER CORPORATION
41 NICHOLAS ROAD,2ND LANE,
CHETPUT-CHENNAI 600031
TEL- 28365099 28365188
www.tn.gov.in/southindia.com

Friday, April 6, 2007

DO YOU THANK GOD?

I dreamt that I went to Heaven and an angel was showing me around. We walked side-by-side inside a large workroom filled with angels. angel guide stopped in front of the first section and said,
"This is the Receiving Section. Here all petitions to God said in prayer are received."
I looked around the area and it was terribly busy with so many angels sorting out petitions written on voluminous paper sheets and scraps from people all over the world.
Then we moved on down a long corridor until we reached the second section. The angel then said to me, "This is the Packaging and Delivery Section. Here the graces and blessings that the people asked for are processed and delivered."
I noticed again how busy it was there. There were many angels working hard at that station, since so many blessings had been requested and were being packaged for delivery to Earth.
Finally, at the farthest end of the long corridor, we stopped at the door of a very small station. To my great surprise, only one angel was seated there, idly doing nothing.
"This is the Acknowledgement Section," my angel friend quietly admitted to me. He seemed embarrassed."How is it that there's no work going on here?" I asked.
"So sad," the angel sighed.
"After people receive the blessings that they asked for, very few send back acknowledgments.
"How does one acknowledge God's blessings?" I asked.
"Simple," the angel answered, "Just say, "Thank you, Lord.""
"What blessings should they acknowledge?" I asked.
"If you have food in the refrigerator, clothes on your back, a roof overhead and a place to sleep you are richer than 75% of this world.
If you have money in the bank, in your wallet, and spare change in a dish, you are among the top 8% of the worlds wealthy.
And if you get this on your own computer, you are part of the 1% in the world who have that opportunity.Also,
If you woke up this morning with more health than illness, you are more blessed than the many who will not even survive this day.
If you have never experienced the fear in battle, the loneliness of imprisonment, the agony of torture, or the pangs of starvation, you are ahead of 700 million people in the world.
If your parents are still alive and still married, you are very rare.
If you can hold your head up and smile, you are not the norm, you're unique to all those in doubt and despair."
Okay, what now? How can I start?
If you can read this message, you just received a double blessing in that someone was thinking of you as very special and you are more blessed than over two billion people in the world who cannot read at all.
Have a good day, count your blessings, and if you want, pass this along to remind everyone else how blessed we all are.
Attn: Acknowledge Dept.:Thank You Lord!"
Thank you Lord, for giving me the ability to share this message and for giving me so many wonderful people to share it with".

Wednesday, April 4, 2007

SMS 3


THOUGHT
Written in a shoe shop:
Time wounds all heels!!
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Hot heads and Cold hearts
Never solved anything!
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In tough times you will always find two hands eagerly waiting to help you….
And those hands will be at the end of your own arms!
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In a day when you don’t come across any problems-
You can be sure that you are traveling in the wrong path….
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Some men join army because they are single and they like war….
Other men join army because they are married and they love peace….!
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When a newly married man looks happy…people know why!
When a 10 year married man looks happy...people wonder why?
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Every king was once a crying baby and
Every great building was once a blueprint.
It’s not where you are today but
Where you will reach tomorrow!!
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JOKE
2 most powerful personalities to be blamed for India’s world cup cricket defeat….
1. INDIRA GANDHI-for creating Bangladesh!
2. HANUMAN-for not destroying srilanka completely!
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Teacher asks- which animal is the biggest...ant or elephant?
Sardar- tells date of birth of those animals first!
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According to all sardars Moon is more important than Sun….because
Moon gives light at night when light is needed and
Sun gives light during day when light is not needed!!
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A student during an exam was given a question paper and answer sheet…..
He argued with his teacher…
“There are questions in the question paper….but where are the answers in the answer paper?”
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PRANK
It’s a fact that when a baby is born doctors slap its face to make it start breathing…..
Rare are exceptional cases like yours….
When you were born…... the doctor slapped himself
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